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PSERS Health Options Program

Aetna is pleased to offer PSERS retirees and dependents our health insurance plans in select areas again this year. These plans can provide you and your eligible dependents with comprehensive and affordable medical and prescription drug coverage. Your Aetna plan options vary depending on where you live. Please refer to your Health Options Program (HOP) personalized statement for plan availability.*

Added benefits & wellness

Added benefits & wellness

Learn more about your plan’s benefits and how they can help you be the best possible you. And find information you need to help you get healthier and stay healthier, today, tomorrow and all your tomorrows.

Meet Gerry

Meet Gerry

Gerry uses the Aetna Medicare Advantage plan to help him live his best life – hear his retirement story and discover how you can do the same.

Gerald O’Hare 

Aetna Medicare Advantage member 

 

“My name is Gerry O’Hare and I live in West Deptford, New Jersey. I grew up in this area I know this area very well. I’m a Vietnam veteran. I went to college on the GI bill and I became a teacher. I taught elementary grades and in the middle school grades, in different school districts in the state of New Jersey.

 

When I retired, they gave me a choice of what health care company I would use, and they gave me a chart. And it was a really interesting chart, because on one side, it had the names of the companies, and as you look towards the right it was the different areas of healthcare that that company covered. Well, Aetna had all the sections covered and I’ve been happy with Aetna ever since.

 

I have a hearing loss from the war, and I wear hearing aids. If I’m on the telephone I may miss half of what’s being told to me. When the nurse called me, she told me that Aetna has this Healthy Home Visit Program and that they would like to come to my house, and talk to me, check my medication. I’d much rather have someone come to my house - this way I can hear everything, I can express myself.

 

We talked about losing weight which is always a problem for me because I like to eat and I’m diabetic. So, she says well you’re what they call insulin resistant and I really didn’t know about the different types of foods that I should eat or should not eat. They taught me how to read the labels it was a real learning experience for me. And I did lose 50 pounds - clothes are a little big now and I’m very pleased with the Healthy Home visits.

 

I was recommended to walk by the Aetna nurse, but because I had diabetes, I have to take care of my feet. So, I go to a podiatrist, they told me in the office well if you have diabetes then your insurance company will help you get shoes. Because if I go barefoot around the house, I could step on something and not realize it and get an infection. So, I applied for these boots that I like, and Aetna did help me with that.

 

Part of staying healthy is having a good social life and meeting different people. I find that that type of activity keeps me sharp, it keeps me alert. I have four children and I have three grandchildren. I want to spend as much time with my grandchildren as I can. I want them to remember me as a healthy person. Aetna has helped me with that, and I’m really happy about that.”

Once you’re enrolled, here’s what’s next

Once you’re enrolled, here’s what’s next

When you enroll in an Aetna® Medicare plan, here's what you can expect. We'll mail you:  

 

  • A letter saying you’re a member of our plan 

  • Your Aetna member ID card 

  • A new member Journey Handbook with helpful tools, cost-saving resources and important tips

Read your plan documents to learn more about your plan and how it works. The Evidence of Coverage and the formulary (list of covered drugs) will tell you exactly what's covered and your out-of-pocket costs.

* PSERS sponsors the HOP for their retirees, spouses or surviving spouses, and dependents. HOP is a voluntary program. You decide whether or not to join. HOP is funded by the premiums you pay for your benefits. Private health care insurers, like Aetna, provide your medical coverage and services.